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Question: I have until April 28, 2008 to file bankruptcy. Is it too late to file and to avoid foreclosure on my house?

My house was schedule for foreclosure sell on April 18, 2008. I had 10 days (28 April) to file bankruptcy if I wanted to keep my house. The attorney I talked to wanted too much money to help me. What can I do? I am considering "Pro Bono" Services for assistance. I only receive military retirement pay as income.

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Answer: Filing bankruptcy will not save your home. Bankruptcy could relieve you of some (or all) of your credit card and other unsecured debit payments which would leave you enough to make house payments but if you are in foreclosure you have likely missed so many payments that you don't have enough cash to cover them all.

Loan Modification - Part 3: Home Mortgage Bailout - Real Estate Foreclosure Prevention Process

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