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Question: How to stop foreclosure?

My uncle is in a big mess. he tried to save his credit cards when he was behind on his mortgage but lost both of the things now. The thing is if he now wants to work with the bank will they work with him. he wants to keep his house but does not know how to go about it now as he is already 7 months behind. He is in Chicago,Illinois.
Thanks

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Answer: Your uncle should immediately contact his lender. Make sure the person he is speaking to is his lender. In some instances the company he sends his monthly payment to might be just collectors or service rs as they are called in the mortgage industry.

If his company simply collect the monthly mortgage payment for his lender, he has to find out who is lender is. Once he get someone on the telephone he should establish this fact if they are servicing his mortgage loan or is this company the actually mortgage company.

Once he has established the fact that he is speaking to the company that can make decisions about his mortgage then he should ask about the programs available to their clients in his situation.

I hope this has been of some use to you, good luck.

"FIGHT ON"

Foreclosure Prevention

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