Foreclosures Help Information

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Ga Foreclosed Homes

Question: miltary questions?

me and my 2 children live in alabama age 3 1/2 and 2 live with my mom for 16 months he's been in washington st. all that time also living it up.we want a divorce says he's working on it nothing in progress. all my housing diapers formula was provided by my mom for 4 months, we have a home in ga. did not sell he still getting allowance for the payment on the house and no one living in it.he has a new car i don't even have one.he's drinking partying he received 13.000 dollars for claiming us on taxes and his back pay did i get any NO . i cannot afford a lawyer .i don't even know how to get in touch with his command,says he is going to take me off the bank account. and his mom will handle his bills we he goes out. he also says his command told him to foreclose on the house i know this is long but there is so much more someone help.

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Answer: You can afford to get a FREE consult from lawyers. Most offer your initial meeting for free. Also you CAN go to your family court (county courthouse) and apply for child support. The sooner you do that the better. Once the court gets your request, you can back date any owed support (from the date you filed, unfortunately not for time prior to that...you can try to sue for that later though). You should contact his commander. I know you said you don't have that information but you DO have his social security number, that should be all you need, as his wife.
Just call the JAG office or Post Advocate General and let them know you are trying to contact your spouse's commander in order to persue child support and allimoney. (JAG will not be able to represent you in a divorce but as a military dependant you can seek FREE legal advice from them)
Also, do you have any power of attorneys? Most military spouses have legal say over their military spouse's money. If so, its possible YOU can close his bank account or change PIN numbers, etc. The housing allowance unfortunately is his (but legally your house is marital property) You do have some rights to the value of the house and any vehicles and other things purchased while married (or that you and the kids shared).
Please start making phone calls (look up numbers to military bases and offices on them online). Also, please go file for child support. (the longer you wait to do this, the less you will be entitled to backdate). Make some appointments for free consultations. Alot of lawyers will also work out payment arrangements. GOOD LUCK
PS if he does send you divorce papers, they are probably NOT in you and your children's best intrest DONT SIGN THEM without a lawyer looking at them for you (JAG WILL look at them and explain them free of charge)

Roswell Homes For Sale, 330 Arbor Creek Trail, Roswell, GA, Roswell Foreclosures, Winter Baserva

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Sc Foreclosed Homes

Question: does sc allow you time to catch up your mort pmts before foreclosing?

I was told that if I default on my mort and receive a summons to appear in court that i will be allowed time to catch up my payments. if I don't catch them up in the specified time, then the judge will set a sale date on my home. i was told that i still have until the day before the sale to catch up my payments. can anyone verify this for me or put me in touch with someone who can verify specific sc laws?

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Answer: Call your mortgage company. They are the only one that can tell you for sure what their policy is. They don't want your house, they want their money. They will usually work with you if you are showing good faith in making some kind of effort. Good luck to you.

**HUD OWNED** 382 Shadowfield Acres Dr, Duncan SC $117,000 3/2

Nc Foreclosed Homes

Question: Foreclosure question.?

My fiance and I want to buy a home in NC where we currently live but I have a home in FL that has been on the market for just under 2 years and will not sell. My mortgage company refuses to let me do a short sale/deed in lieu of foreclosure because I am not in default.

My question is this. If WE buy a home in NC and I foreclose on MY home in FL after we have purchased the home in NC, can the mortgage company that holds the deed to the home in FL put a lien on the new house in NC? I know that SC law allows that. I own the home in FL by myself and we would buy the home in NC together.

Please, only Real Estate professionals, lawyers, etc. No guessing by random people.

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Answer: I'm not a lawyer, so this isn't legal advice. For legal advice, you need to talk to a lawyer. (However, I am a licensed Realtor, so this is more than a guess.)

The mortgage company that holds the deed to your home in Florida can't put a lien on the new house in North Carolina. The mortgage is secured by the Florida property, not by your possible North Carolina property.

However, you could still run into all sorts of problems. Lenders generally (and particularly in the credit card field) have started including provisions that say that if you're delinquent on ANY payment from ANY lender, they have the right to raise your interest rate, reduce your credit, etc. I don't know your lender, so I don't know if the mortgage you hope to get in North Carolina might contain any such provision.

Further, though it may not matter, the Florida lender might become even more difficult to deal with if you purchase the North Carolina property. Lenders are more flexible when dealing with owner-occupants. Your Florida property, however, would be considered a second home when you buy the North Carolina one. I've heard of lenders requiring investors to pay money in order to get the lender of one property to permit a short sale.

Have you asked the Florida lender for forebearance? Or for a restructuring of the loan conditions. That's not a short sale or foreclosure, just a modification of the terms of the loan.

One technique you might consider for the North Carolina property, if you buy it. Immediately move it into a land trust. You and your wife would be beneficiaries of the land trust with power of direction. However, to help shield the trust, add another beneficiary with at least 10% ownership. Someone unrelated to you or your wife. The trust can be structured so that, when you sell the property, the 10% owner doesn't receive any profit or benefit. But putting it into a land trust will shield the property from suits, liens, and judgments. More info at http://www.landtrust.net

However, your best bet is to check with a real estate lawyer licensed in North Carolina.

Foreclosure Home in Charlotte, NC