Answer: This is asked in Y A everyday, and the short answer is that free sites don't exist. And the ones you pay for are not renowned for their accuracy.

Here is a free foreclosure listing for you

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Question: How do I find foreclosed homes in my city without paying for them?

I am always hearing about all of these foreclosed homes, and how you can buy one at a fraction of the price of a normal home. However, I am clueless on how to obtain a list of foreclosed homes. I am in the beginning stages of house hunting, and would like to know where to start. Thanks

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Answer: You will have to go the various government websites like HUD and FHA and search their listings. This is the source of a lot of the foreclosed homes listings that you pay for.

Alternative: find a realtor who is authorized to handle HUD/FHA foreclosure properties, and have them show you the ones in your area.

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Question: Process to remove personal property from land obtained at a foreclosure auction?

I recently obtained some land at a foreclosure auction. There is personal property on the land such as two old cars, boat, etc. What is the legal process required to remove the personal property?

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Answer: We bought a piece of property in 2006, the previous owner abandoned a 66 Jag, 71 Mercedes, a 72 Porsche and a kit car - we were unable to contact him after many attempts with certified letters asking him to remove the items. It was in our contract that they were supposed to be removed at the close of escrow but it wasn't done. My husband was fed up so was I, I had an estimate of having them towed away at $250 per vehicle, so my huband listed them on ebay and we sold them all for $15,000 to a guy in Florida.. He was aware of the situation, that we didn't have the titles and he bought them regardless..

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Question: Where can I find Foreclosure homes in Estrella Mountain, AZ for free?

I want to buy a house in Estrella but I want to spend not more then $100 000. How can I find foreclosures in that area? Mls doesn't offer much

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Answer: The banks list all the property on their books with local real estate agents. The best bet of finding a foreclosed property lies in you seeking a real estate agent, telling this person what you are looking for and the price you would like to pay.

The best thing you can do prior to finding a real estate agent is to get pre-approved for a mortgage prior to locating a real estate agent.

In order to find out the type of loan programs you are qualified for you will have to fill out a loan application, with a mortgage broker, which you can find one in your local telephone book.

Make sure this mortgage broker or mortgage banker is able to do government loans such as FHA and VA loans if you qualify for one.

He will fill out this application, which takes awhile so grab your favorite beverage and sit down. Once you have completed the application, he will run your credit report which will have your credit scores. These credit scores will determine your interest rate.

The amount of your monthly debt payments you are required to pay as per your credit report and the amount of mortgage you can take on based on your income will determine the amount of house you will be able to purchase.

When you speak with the mortgage broker you will need the following documents to complete the loan application, there will be others, but this will get you started.

#1 One month of pay stubs for each person that will be on the mortgage.

#2 Six months bank statements from each bank in which you bank as well as statements from any 401K from you place of employment.

#3 Two years of federal income tax along with the W-2 that match.

Once he has all that he need to do he can then issue you a pre-approval letter so you can purchase a home. In this pre-approval letter will be the amount of house you are qualified to purchased.

Once he gives you this pre-approval you may now find a real estate agent to find yourself a home or he might have a referral.

Now make sure before you get your pre-approval you and your mortgage broker go over all your options as to the mortgage programs you qualify for, the interest rate, monthly payments.

If you are getting a FHA, fixed rate, two loans to eliminate PMI like an 80/20 or one loan, if you are qualified for and approved for a 100% loan.

You should select the loan that best suit your financial condition at the time. That could be an adjustable rate loan. It could be a fixed rate loan for 5 or 10 years and then adjust. Some adjustable rate mortgages only adjust once.

Make sure your mortgage broker explain all your options so you may make an intelligent decision.

What might be good for one person might not be good for you, in other words just because your friends and all your real estate buddies are telling you about the great fixed rate they got, your financial situation might call for something else.

So select the best option for you and your financial situation.

You should also get a Good Faith Estimate (GFE) which will indicate the cost you will have to pay for getting this loan. It will also indicate the amount of your down payment.

Once you have found a home the real estate agent will then prepare a contract for you and the seller to sign.

Your mortgage broker will now order an appraisal to show proof of the property value.

The mortgage broker might ask for additional information or documentation, don't get all up tight this is normal, just supply the information or find the documents needed.

After the appraisal has been completed you will be called by your mortgage broker to sign your loan docs so you can take possession of your new home.

Before signing any loan docs make sure they say exactly what you and your mortgage broker went over when you decided on what mortgage program was best for you.

I hope this has been of some use to you, good luck

"FIGHT ON"

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Question: How can I find foreclosed homes on the internet for free?

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Answer: What country do you live in???

If you live in america there are lots of sites.

try these sites

http://www.foreclosurefreesearch.com/

http://www.foreclosures.com/

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Question: What is the best way to find local foreclosures?

What is the best way to find local foreclosures?...also preferred a refrence that is free if possible?

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Answer: Look no further than the Yahoo you're using now.

Below the link for Answers you'll find a link for Real Estate. Just click that and you'll find a tab for foreclosures. You can search for foreclosures by city/state or zip.

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Question: Can anyone tell me where to find free foreclosure listings for the state of ohio?

I am looking to purchase a foreclosed home, but every site wants you to pay money for listings. Isn't there a government site that see the listings?

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Answer: The pay sites are basically scams.

These are listed with Realtors. You can find them for free on the regular MLS.

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Question: How do I locate foreclosed homes in my area?

My boyfriend and I want to buy a house and heard about the foreclosed houses that can go for $1. We want to take advantage of the low priced housing, but all the websites that I have found want you to pay for a year subscription for the addresses and other important information. Where do I go to find this public information for my community if it's not on-line?

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Answer: The county recorder has ALL the infomation on homes in foreclosure. HOWEVER these homes are not a bargain. They will sell for about market value.

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Question: Is there any way to find home foreclosures for free?

I am trying to find a website that has complete foreclosure listings for free. Every time I look on the web the foreclosure sights say the listings are free, but in order to look into this any further you have to pay a fee with a debit or credit card. Is there any sight that truly is free? A sight that will give you addresses without having to pay? Thanks for answering if you can!

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Answer: Foreclosures are listed at your local courthouse for free.

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Question: Can somebody please tell me how to find foreclosed homes??

My husband even signed up with this thing that said it would show us how. It never showed anything and signed us up other things. I can't remember what exactly that was all about. But, I do remember he had to pay a little money to get out of it. Also, he had to cancel some things that it had signed us up for. It was a scam. Anyway, is there any real, possible way to find homes that are foreclosed and for sale. I just don't know how it works.

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Answer: You will LOVE this site. Absolutely FREE!!! Its called www.emailforeclosures.com, it sends you emails for free and if you don't want to sign up you can still see the complete address to the place. I went to one of the houses on the site, because it was nearby my area, and sure enough the address was legit and so was the foreclosure! But it wasn't in my price range. GOOD LUCK!!

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Question: do I need a RE license to do short-sales transaction and foreclosure purchases in CAlifornia?

I am an investor, and I an considering doing short-sales and foreclosures.. do Ii need a RE license? at what point do I need one?

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Answer: No. Anyone can do it, but it helps to have the knowledge on how the whole process works.

You would need a real estate license if you wanted to earn commissions from the sale or residential or commercial real estate sales. As a whole the license does not help you if you are an investor and many would argue that it is better you don't have one if you simply wan to invest in real estate. Some people though use the commissions to purchase more property.

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