Foreclosures Help Information

Posts Tagged ‘Foreclosed Houses’

Foreclosed Houses In Maryland

Question: My house was foreclosed on. Has deed been transferred if I have not personally signed it over yet?

My house was foreclosed on in June of 07. 5 days ago I received a final eviction notice from the sherriff. Where do I call to find out if the house has actually been sold at autcion & deed has been transferred as I have not personally signed it over yet. I know that if you don 't sign it over they can go to court and get the deed that way. I live in Maryland.
First of all, thank you to the people who have answered my question. I need add a detail. I spoke with a realtor and she also told me if I did not sign the transfer of deed, the courts could still get it without my signature, this I know. However, she also stated that they HAVE to have the deed in order to put me out, that until they do, I technically still own the house. I'm trying to find out who to call to obtain this information. Does anyone know how I can find a number or if I can get this info online?

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Answer: If you have a mortgage what you have is a Warranty Deed, not the same as having a Deed. Your signature is not required. You no longer had any legal rights to the property when the clerk's representative said "sold" at the auction. Sold does not have to mean that another person purchased the property, it reverts back to the lender if the highest bid was not enough to cover the default amount plus costs of foreclosure.

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Va Foreclosed Houses

Question: If i foreclose on a va loan in california, will the government sue me for the deficiency?

I bought a condo in 2007 for $270k with a zero down VA loan. My condo is currently underwater and i have been having a hard time making payments on my loan. Now, my company is relocating to Texas and i can not afford to keep the home even if rent it while paying for housing in Texas. If i foreclose on my home will the government come after my other assets to pay off the loan amount?

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Answer: No.....In California they can't go after you if this is the original loan. If you refinanced the property and took money out in the refi then they could but even that is extremely rare. It would take a judicial foreclosure which is very costly and takes a year to do, vs. a Trustee Sale foreclosure that doesn't cost that much and can be done in 5 months.

Other than destroying your credit and not being able to get another real estate loan for 4 years you should be ok.

Foreclosure by Taylor Ct - ASG Investments - We Buy Houses in MD/DC/VA

Houses Foreclosed In Massachusetts

Question: My wife and I are living at her parents house and they are going through a divorce and?

the house is being foreclosed and she is pregnant we have no where to go and not enough income right now. legally can they make us move with no where to and being with child? if it help any one where from Massachusetts.

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Answer: Yah like you and your family will live on the street. You could watch your big screen tv and baby crib on the street. You will enjoy living on the streets of Massachusetts

Massachusetts Foreclosure Homes - MA