Foreclosures Help Information

Posts Tagged ‘Lot’

I live in Kansas and I am in foreclosure. Due to a string of bad luck, we have fallen behind on our house payments. The bank is threatening to foreclose on our home. We are a young army family with two kids who have seen a lot of upheaval in their young lives. We bought this house with the hope that they would be able to have a steady living arrangement instead of moving every six months.

Everything was going well until I lost my job fairly recently. I had to miss four days of work because both my boys had pink eye and my husband was away in Texas doing training. I did not qualify for FMLA though I did try to apply for it and I am hoping for Unemployment checks but that is a few weeks off. There is a chance that we can save our home if we can pay the bank some money.

I have already talked with the bank and they said what we need to pay almost $5,000 in order to delay or stop foreclosure or the foreclosure sale will proceed. We need at least $2000 to stall the foreclosure on our home. We have already come up with the other $2300. I understand that times are tough and many people need help. If anyone knows of a place, an organization or something that can help us, please let me know. I don't know what else to do.

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Is there a law in Missouri that forces land lords to reveal if the rental property is in foreclosure?

I have been reading a lot about instances where unscrupulous people who have homes going into foreclosure are renting the property out without telling the renters and all of a sudden a foreclosure arrives at the residence and the people who just paid rent and a deposit and stuff are being evicted within a couple months. Is there a law on Missouri books that forces land lords to reveal this information prior to renting the property in foreclosure?

If not there isn't, there should be.

I hope to be able to provide a lot of useful information to help people to avoid foreclosure. To stop foreclosure, you need to know a lot about how foreclosure works. Different states and sometimes different cities have different laws when it comes to the foreclosure process. People also view foreclosures differently in different states. Foreclosures are never good and should be avoided if at all possible. Foreclosure on a person's credit report stays on the credit report for many years. During that time, it is very difficult to borrow money. Foreclosure is often thought of as being even worse than bankruptcy.

If you have any comments, please share!